In this day and age brick and mortar banking is a thing of the past, today we’re talking about Chime Banking! Chime Bank is an online banking solution that you’ll wish you signed up for sooner see why below!
We’ll both get $50 when you open a Chime bank account and set up direct deposit! Sign up here Finally, a bank account with: ☑ Fee-Free Overdraft ☑ Get Paid Up to 2 Days Early* ☑ No Hidden Fees ☑ No Minimum Balance ☑ Automatic Savings ☑ No Credit Check
Spot Me (No Fee overdraft)
First off one of the most amazing and helpful banking features Chime offers is their Spot Me feature. The Spot Me feature allows you to over draft UP TO 100$ with no overdraft fee! The spot me program has saved me more times then I can count; especially being paid bi-weekly I find my self needing gas and food before my next paycheck gets directed deposited into my chime Bank account.
Get paid Two days earlier
Secondly I love The fact that Chime post your direct deposits as soon as they get them! Both of my direct deposit get in TWO days earlier then my co workers! I know I hate waiting in my money so this feature is amazing for me.
Saving with Chime
In addition to getting paid early with chime it’s easy to save money! It’s easy to set up automatic savings. You can set both an automatic transfer of 10% of each direct deposit and also set it to round up Your purchases and automatically send it to your savings account! For example if something cost you 1.77$ Chime will round it up to 2$ and deposit 0.33$ into your savings. It doesn’t sound like a lot but if you use your debit card daily like I do it adds up fast.
Chime banking features
Apart from all those to great features Chime Banking also allows you to link external bank accounts and transfer money to and from them with ease via the Chime App! If you check out the settings tab of the app you’ll be able to Pause your card, allow international transactions, & mange your notifications settings. You can also cash checks, set up automatic bill pay, send money to friends, Get personalized offers and savings, and find local fee free atm all via the Chime App! As well as all that you can have Chime mail out a check via the app!
Clearly Chime’s online banking solution is the only option in today’s age, we need to take control of money! Take control of your money; Use your Chime debit card to buy Bitcoin at Binance! So sign up for Chime today and take your finances into your own hand via the Chime App!